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Straight answers about your retirement record, built from the statute and the regulations. Every guide gives the answer first, then the rule and the arithmetic, with a worked example.
Retired pay
Divide your retirement points by 360 to get years, multiply by 2.5% (2.0% under BRS), then by your High-3. The result is rounded down to the dollar.
Points
Points post from orders and drill records, so an order that never posted means points that never posted. A year counts toward retirement only with 50 points.
Reduced age
Each 90 days of qualifying active duty after January 28, 2008 takes 3 months off age 60, down to age 50. Days can add up within one fiscal year, or two consecutive fiscal years for service after September 30, 2014.
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