Example report: Guard and Reserve Retirement Check
This is the report the records check produces for an Air Force Reserve member: a one-page dashboard, an appointment checklist, then a section for each check that says what it covers, what to ask and what to bring.
Download the full report (PDF, 13 pages)
This example uses an illustrative member and record, not a real person's file.
At a glance
The report's first page. Prepared for an Air Force Reserve member, E-6; the points statement covers 20 anniversary years, the last ending Mar 13, 2026.
19 of 20 qualifying years are on your record. Non-regular retired pay needs 20 years with at least 50 points each (10 U.S.C. 12731(a), 12732). The pay figures in this report assume the 20th year is reached.
Points for retired pay
1,965
= 5.46 years of service
Estimated retired pay
$682/mo
at today's pay tables
Earliest pay start
Feb 2044
first payment about $1,157 a month (estimate)
What needs your attention
| Topic | What we found |
|---|---|
| Retirement points | Three likely gaps; five years with more active points than the orders listed. 24 points in question, worth about $8.40 a month at the estimated High-3. |
| DD-214s | Two active-duty tours with no DD-214 on file where the Air Force rule calls for one. |
| Awards | Three awards where the rules support more than your record shows; two more your records support but your record doesn't list; one unit-award lead. |
| Retired pay | Six months of reduced-age credit: eligible January 22, 2044; pay can start February 2044. |
| Survivor plan | Your 20-year letter is expected about May 2027; the election is due within 90 days of receiving it. Coverage would cost about $60.11 a month once pay starts (estimate). |
Your appointment checklist
The report's second page. Take these questions, and the records listed beside each one, to your unit's military personnel section (MPS) or your retirement services officer (RSO). Each item is something only they can confirm or correct.
| Ask about | Bring or request | Rule |
|---|---|---|
| Likely gap 2011 active-duty credit 138 order days; 120 active points posted | The orders (with any amendments) and the DMDC Military Service Information report | P7 |
| Likely gap 2013 qualifying year 47 points; 3 short of 50 | Orders, drill records (AF Form 40A), participation certificates for the year | P5 |
| Likely gap 2026 membership points 12 posted; 15 for 365 days in an active status | Points statement showing the membership line | P2 |
| Needs a check Active points above your orders Five years: 2016, 2020, 2022, 2023 and 2024 | Every order for the year (with amendments and cancellations) and the DMDC report | P13 |
| Likely gap Two missing DD-214s Jun 1 – Jul 10, 2019 (40 days); Feb 1 – May 15, 2022 (104 days) | The orders (all amendments) and any DD-214 copy | O1, O2 |
| Likely gap Three award differences Air and Space Longevity Service Award, Armed Forces Reserve Medal, M device, Air Force Outstanding Unit Award |
| M1, M4, M9 |
| Good to know Parent-unit award Parent airlift wing AFOUA 01 Jan 2020-31 Dec 2021 (unit award listing): parent/host organization award while assigned to Maintenance squadron (unit of assignment) | The parent unit's special order naming the subordinate units, or the DAF Form 104 | M9 |
| Information needed Survivor-plan premium Premium threshold for 2044 not yet published | The DASD(MPP) threshold amount for the year (the figure DFAS applies) | S5 |
What's in the full report
After the dashboard, each section starts on its own page and opens with what it covers.
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Your appointment checklist
Take these questions, and the records listed beside each one, to your unit's military personnel section (MPS) or your retirement services officer (RSO). Each item is something only they can confirm or correct.
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Points that need a closer look
Every anniversary year on your points statement, checked against the 50-point rule for a qualifying year, the yearly cap on drill and membership points, and the days on your orders.
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Two tours with no DD-214 on file
Each continuous active-duty period on your orders, checked against the Air Force rule for when a DD-214 (Certificate of Release or Discharge from Active Duty) is issued: 90 or more continuous days, or 30 or more days in support of a named contingency (DAFI 36-3202, Table A2.1). The DD-214 is the proof of the tour for the VA, for reduced-retirement-age credit and for your separation record.
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Three award differences to resolve
Awards you earn by meeting set criteria (years of satisfactory service, time deployed in an area, unit awards), counted from your records and compared with what your record shows. Individual decorations are a commander's decision and are not assessed.
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Retired pay and when it can start
How your points and pay history become a monthly retired pay figure, how much your qualifying active duty lowers the age when pay can start, and what pay would be at each possible start month.
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Survivor coverage: options, costs and dates
The facts for your Reserve Component Survivor Benefit Plan (RCSBP) decision: the three options, when a survivor annuity would start, what coverage costs and the dates that matter. Facts only; the choice is yours.
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How this report was prepared
What this report is built from, what it assumes, and the published source for every rule number in it.
Download the full report (PDF)
General information, not legal, financial or tax advice. The report says what the records show, what the published rules say and which document settles each item. It never says what DFAS or a board will decide. Your personnel center, your unit personnel section and DFAS make the official determinations.
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